In Ventura County, many people need health insurance but are concerned about the price. The Affordable Care Act makes sure that health coverage is affordable or free for low income residents. The Ventura County Human Services Agency and Covered California the state’s insurance marketplace, will help people find out if they qualify for federal financial assistance that will lower their costs.
There are three financial assistance programs to help make sure everyone can afford health care. These programs are available to individuals and families who meet certain income requirements and do not have affordable health insurance with minimum coverage standards from an employer or another government program.
Medi-Cal assistance. Medi-Cal is free health coverage for those who qualify,including people with disabilities, and those with incomes of less than $15,856 for a single individual and $32,499 for a family of four.
Tax credits: Tax credits are available to help lower the cost of your insurance premium, which is the amount you pay to buy health insurance, usually each month. When you enroll in a health plan through Covered California, tax credits can be immediately applied to the insurance premium, which reduces the amount you pay each month.
Cost-sharing subsidies: Cost-sharing subsidies reduce the amount of health care expenses an individual or family has to pay when you get care. These expenses might include co-payments or other costs incurred when you receive medical care.
The chart below can help you determine what type of health coverage you may qualify for:
If you need coverage before 2014 If you do not currently have health insurance, you do not have to wait until 2014 to get covered. You may be able to purchase private insurance for yourself by contacting an insurance company directly or working by working with an agent.
If you have not yet turned 26 years old and your parents have health insurance, you are now eligible for coverage under your parents' plan. For more information about coverage for young adults, visit this website.
If you meet certain criteria, you may be eligible today for: